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If you were hurt in a car accident in Plano, your lawyer does not need a Plano address. Car accident claims in Texas run on the same state law everywhere, and what matters is that your lawyer knows the roads, the insurers and the deadlines. LAWBOSS – Harris, Nelsen & Uvalle, PLLC handles Plano car accident cases from our Dallas office at 5001 Spring Valley Road, near the Dallas North Tollway. Our attorneys work from that Dallas office, and we say so plainly. This page covers what is particular to a Plano wreck and how we handle it.
In short
Plano is in Collin County. Texas fault, insurance and deadline rules apply the same way there as in Dallas: two years to file suit in most cases, the 51 percent bar on fault, and the 30/60/25 insurance minimums. We can usually start your case by phone.
Collin County crash figures
TxDOT publishes crash and injury counts for every Texas county. For Collin County, which takes in Plano and Richardson, the 2024 figures were:
| Collin County, 2024 | Count |
|---|---|
| Total crashes | 15,348 |
| Fatal crashes | 67 |
| People killed | 73 |
| Crashes with suspected serious injury | 319 |
| People with suspected serious injuries | 375 |
Source: TxDOT, Crashes and Injuries by County, 2024. Behind each number is a person, a family and usually at least one insurance claim.

US 75 through Plano
The Texas A&M Transportation Institute’s 2025 list of the 100 most congested road segments in Texas includes US 75 (Sam Johnson Highway) at Plano, from the Legacy Drive exit to the President George Bush Turnpike, at No. 30. Further south, Central Expressway from LBJ to Northwest Highway is No. 16. Congestion is not a ranking of danger, but heavy traffic and frequent lane changes are where many rear-end and side-swipe wrecks begin, and they are the kind of wrecks where insurers argue hardest about fault.
Hurt in a wreck on US 75 or anywhere in Plano? Call our Dallas office for a free case review.
Wrecks we see around Plano
Plano sits where several of the busiest roads in north Texas meet: US 75 runs north and south through the east side of the city, the Dallas North Tollway through the west, and the President George Bush Turnpike across the south. The crashes that come out of that traffic tend to follow a few patterns.
- Rear-end wrecks in slow traffic on US 75 and at the turnpike ramps, where the question is usually what the front car did.
- Lane-change and merge crashes near the busy exits, where damage location on each car tells much of the story.
- Intersection wrecks on the city’s wide arterial roads, where both drivers often blame each other and witnesses and video matter most.
- Parking lot crashes at shopping centers and offices, which are often argued about because no officer saw them and the report, if there is one, is short.
Whatever the pattern, the first steps are the same: get medical care, photograph everything, keep the officer’s name and the report number, and talk to us before you give a recorded statement to the other driver’s insurer.
Fault after a Plano car accident
Texas splits responsibility for a crash in percentages. Under Civil Practice and Remedies Code 33.001, you cannot recover if you are more than 50 percent responsible; at 50 percent or less, your recovery is reduced by your share (33.012). That makes every point of blame worth arguing over, and insurers know it. Five of our seven attorneys came from the insurance side, including our founder, Michael Uvalle, who worked for several of the largest insurance companies in Texas. We prepare a Plano claim with the insurer’s arguments in mind: speed, attention, sudden lane changes, and gaps in medical treatment.
Our page on how fault is decided in a Dallas car accident goes through the common arguments and the evidence that answers them; it applies the same way in Plano.
Insurance after a Plano wreck
- Liability. Texas drivers must carry at least $30,000 for one person’s injuries, $60,000 for two or more and $25,000 for property damage per crash (Transportation Code 601.072).
- PIP. Personal injury protection is in Texas policies unless rejected in writing, is paid without regard to fault, and must be paid within 30 days of satisfactory proof (Insurance Code 1952.152 to 1952.156).
- UM/UIM. Uninsured and underinsured motorist coverage is included in every Texas auto policy unless a named insured rejected it in writing (Insurance Code 1952.101).
Our page on Dallas auto accident insurance explains how these claims fit together.

One more point on insurance after a Plano wreck: the other driver’s insurer works for the other driver, not for you, even when the adjuster is friendly. Its questions in the first calls are aimed at fault and at the size of your injuries. You may tell the adjuster that your lawyer will be in touch, and then call us.
Medical care in Plano
Medical City Plano is listed by the Texas Department of State Health Services as a Level I trauma center. Serious injuries from a Plano crash may also be treated at a Dallas trauma center. Wherever you are treated, keep the records and bills, and follow the treatment plan. Prompt, steady care protects your health and your claim.
The crash report and the deadlines
An officer who investigates a crash with injury, death or apparent damage of $1,000 or more files a Texas Peace Officer’s Crash Report (CR-3) with TxDOT within 10 days (Transportation Code 550.062). The people involved can buy a copy through TxDOT’s online system; our article on the CR-3 crash report explains how.
- Two years to file a personal injury lawsuit, in most cases (Civil Practice and Remedies Code 16.003).
- Six months, or less under a city charter, for written notice of a claim against a city or other government unit (CPRC 101.101), for example after a crash with a city vehicle.
- Prompt notice to your own insurer, as your policy requires.
Richardson and the rest of Collin County
TxDOT’s Collin County figures above take in Richardson as well as Plano. The same Texas rules apply to a wreck anywhere in the county, and we handle those cases from our Dallas office in the same way. Further south, LBJ Freeway from I-35E to US 75, a few minutes from our office, is ranked No. 14 on the Texas A&M Transportation Institute’s 2025 list, and LBJ from US 75 to Garland Avenue is No. 35: many Collin County drivers pass through both every day.
How we handle a Plano case from Dallas
- A free case review by phone, any hour.
- We take over the insurance contacts, get the crash report and gather the evidence.
- We collect your medical records and bills as treatment goes on.
- When your injuries are understood, we present the claim and negotiate.
- If the insurer will not resolve it fairly, we can file suit in the court where the case belongs.
You can visit our office on Spring Valley Road if you prefer to meet in person; please call before you come. Many clients never need to. We also help people hurt in Richardson, Carrollton, Garland and the other towns on our areas page.
Our fee
No Fees or Costs Unless We Win. The firm advances case costs, and you owe no attorney’s fee and no case costs unless money is recovered for you. Your written fee agreement sets out the terms before we start.
Talk to a car accident lawyer about your Plano wreck today.
Questions people ask
Where will my Plano case be handled?
From our Dallas office at 5001 Spring Valley Road, near the Dallas North Tollway. Most of the work can start by phone.
Is Plano law different from Dallas law for a car accident?
The state rules on fault, insurance and deadlines are the same. Plano is in Collin County, which affects where a lawsuit would be filed, not the rules that decide the claim.
How long do I have after a Plano car accident?
Generally two years to file suit under Civil Practice and Remedies Code 16.003, and often only six months for notice of a claim against a city.
What does it cost?
No Fees or Costs Unless We Win. The firm advances case costs, and you owe no attorney’s fee and no case costs unless money is recovered for you. The case review is free.
What should I do first after a wreck in Plano?
Call 911 if anyone is hurt, get medical care, photograph the cars and the road, and note the officer’s name and report number. Then call us before you give a recorded statement to the other driver’s insurer.
Will I have to travel to Dallas?
Usually not. We can start by phone and handle most of the claim by phone, email and mail. If you would like to meet, our office is on Spring Valley Road near the Tollway, a short drive south of Plano.
Our Dallas office
5001 Spring Valley Rd Ste 240W, Dallas, TX 75244
Open 24 hours, every day